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Medical Insurance of Students

It is compulsory for every student entering Malaysia to have a medical insurance. All international students must be covered by a locally purchased health insurance.

Medical Insurance

It is necessary for the students to have health cover during the your study tenure in Malaysia. You will be insured from the date you enter Malaysia if you inform your institution of the date as soon as you arrive.

An international student, through his/her educational institution, can opt to either one of the following health covers offered by

  • Etiqa Family Takaful Berhad (EFTB)
  • Great Eastern Takaful Berhad (GETB)
  • The Pacific Insurance Berhad (TPIB)

The insurance package provided meets the minimum coverage requirements set out by the Ministry of Higher Education (MOHE).


Students are reminded that it is compulsory for them to have a valid health insurance plan throughout the period of study. International students whose  insurance cover period expires prior to the expiry of their existing student pass are required to top up/extend their insurance. This top up/extension should be sufficient to cover the period up to the expiry of their existing student pass or a maximum of 12 months from the insurance start date, whichever is lower.

It is necessary for every student already in Malaysia to have medical insurance. On every renewal or progression and variation application, the student is required to renew the insurance as well.

All of the insurance packages provided meet the minimum coverage requirements set out by the Ministry of Higher Education (MOHE).

Note: EMGS will no longer offer the following Medical Insurance providers, however EMGS will honor all applicants who purchased these insurance policies before the mentioned dates.

Contact us if you require any further information on health examination by clicking the messenger icon on the right bottom of your screen.

For the insurance plans and packages, visit Education Malaysia Global Services website.